Autonomous renewal prospecting for commercial P&C agencies
Six specialized AI agents find the workers' comp, commercial auto and contractor policies renewing in your exclusive territory, verify the owner's direct mobile, reach their inbox three months before the incumbent re-quotes, read every reply within seconds — day, night or weekend — and put interested owners straight onto your producers' calendars.
Received a territory preview link? Open it to see live accounts in your market.
Your AI renewal team
Research, data verification, copywriting, inbox management, scheduling and submission prep — the work that eats your producers' week — handled by six specialized agents, around the clock, for every account in your territory. Your producers only step in when an owner is ready to talk.
Monitors state workers' comp coverage filings and federal motor-carrier insurance records, finds the policies in your states and industries coming up for renewal, and filters out PEO-covered and no-employee “ghost” policies and out-of-state headquarters.
Finds the actual decision-maker — the owner, and on larger accounts the CFO or safety director — then verifies a direct wireless mobile and a deliverable email, and scrubs every number against Do-Not-Call and known-litigator lists.
Writes a four-email sequence for each business — its carrier, its renewal date, its industry — and sends it in your agency's name from pre-warmed domains, with your license number in the signature.
Reads every reply the moment it lands, day or night. When an owner names a time, it checks your producer's calendar and books the meeting. Questions and interest go straight to the right producer's inbox.
Filters out bot and security-scanner opens, then texts your producer the moment a real owner engages — with a one-tap call link, the owner's direct number and a battlecard on the account.
Reads a declarations page from a phone photo or PDF, pre-fills ACORD 125, 130 and 127, and sends loss-run and broker-of-record letters for mobile e-signature — so the submission is ready the day you get it.
What changes
The old way
With Ninety Ahead
How a renewal moves
Your producers meet the owner while there is still time to market the account properly, and nothing falls through the cracks. Your feed refills every week, and an account that renews elsewhere comes back to you for the next cycle.
110 days out
The account enters your exclusive feed with the owner's verified contact details.
≈ 90 days out
Personalized outreach from your agency, long before renewal terms arrive.
Any reply
The Reply Agent books it, or hands it to your producer within seconds.
65 days out
Dec page read, ACORD pack pre-filled, loss runs requested.
Renewal
Accounts that renew elsewhere return to your vault for the next cycle.
Built for agencies
Your pod of accounts in your states and industries is reserved for your agency alone. No shared lists, no competing with other subscribers for the same owner.
Upload your book once. Every account you already write — and its sister companies — is shielded from outreach permanently.
Outreach goes out under your agency's name. Replies land in your producers' own inboxes and phones, not a vendor's.
License numbers on every email, an insurance-advertising language filter, DNC scrubbing and no text messages to prospects without consent.
Every agency starts with a private territory preview: real accounts renewing in your state and industry, with the carrier, renewal date and premium, before you commit to anything.